Life insurance has many unique characteristics that may make it an appropriate solution for a variety of challenges, beyond those that arise at the death of the insured(s). In addition to death benefit protection, life insurance can offer:
The flexible nature of many modern life insurance policies provides a powerful means to address a wide range of personal, business, and charitable situations.
Wealth Replacement: Used with many charitable gifting programs to replace, for heirs, the value of estate assets that were gifted to charity.
Although often mistakenly viewed as a price-only decision, the long-term nature of life insurance necessitates careful consideration in the selection of the insurance carrier, the product type, and the insurance professional to represent you and interact with your heirs. Some questions to consider in purchase include:
Issues such as the ones above highlight the power of M Financial Group. As an M Member Firm we are active members of a community of leading professionals in the life insurance business. The collective buying power of M Financial often allows us to utilize more favorable pricing experience than off-the-shelf products and to garner unique service considerations. These and other advantages through M Financial can make the selection of an M Member Firm as your representative a prudent choice. Please go towww.mfin.com/DisclosureStatement for further details regarding this relationship.